TATA Group

The name TATA comes from the founder name, Jamsedji TATA a member of TATA family and chairman of the group. The TATA Group is multinational empire based in Mumbai, India. It is largest group in India in terms of market capitalization and revenues. The most of stake in steel, information technology, communication, tea, automobile and hotels.TATA groups operation is performed in more than 85 countries across 6 continents. TATA groups 97 companies in 7 business sector among them 27 are publicly listed companies. From there 65% stake is held by the TATA group. TATA group’s main business is in the TATA steel, Corus steel, TATA motors, TATA consultancy services, TATA tea, Titan industry, TATA power, TATA communication, and the Taj hotels.
Currently Ratan Naval Tata is a chairman of Tata sons, one of the holding companies of Tata group.As per the data the TATA runs around more than 90 companies which indicate TATA is not in all industrial sector. Today TATA is one of the biggest groups in India. TATA comes in the first position in India in revenue earning group.
Revenue: 62.5 billion dollar (08)
Net income: 4 billion dollar (07)

A listing of all Tata companies and their subsidiaries
Advinus TherapeuticsMount Everest Mineral WaterTata Services
Alliance CoffeeNatSteel AsiaTata Sky
Automotive Composite Systems International NelcoTata Sons
Automotive Stampings and AssembliesNelito SystemsTata Sponge Iron
Brunner MondNorth Delhi PowerTata Steel
CMCRallis IndiaTata Steel KZN
CorusRoots CorporationTata Strategic Management Group
Drive India Enterprise SolutionsTACO Faurecia Design Centre Tata Tea
Eight O' Clock CoffeeTACO Hendrickson SuspensionsTata Tea Inc
General Chemical Industrial ProductsTACO Interiors and Plastics DivisionTata Technologies
Good Earth CorporationTACO Kunststofftechnik GmbHTata Technologies iKS
Hispano CarroceraTACO Sasken Automotive ElectronicsTata Teleservices
Hooghly Met Coke and Power CompanyTACO Visteon EngineeringTata Teleservices (Maharashtra)
INCATTajAirTata Toyo Radiator
Indian HotelsTAL Manufacturing SolutionsTata Visteon Automotive
Infiniti RetailTata Advanced MaterialsTata Yazaki AutoComp
Jaguar Land RoverTata Advanced SystemsTatanet
JAMIPOLTata Africa HoldingsTayo Rolls
Jamshedpur Utilities and Services CompanyTata AGTC Springs
Khet Se Agriproduce IndiaTata AIG General InsuranceTCE Consulting Engineers
Knorr Bremse Systems for Commercial VehiclesTata AIG Life InsuranceTechnical Stampings Automotive
LandmarkTata Asset ManagementTelco Construction Equipment
Magadi Soda CompanyTata AutoComp GY BatteriesTetley Group
mjunction servicesTata AutoComp Mobility TelematicsThe Tinplate Company of India
Tata Interactive SystemsTata AutoComp SystemsTitan Industries
Tata InternationalTata BlueScope SteelTM International Logistics
Tata International AGTata BP SolarTrent
Tata Investment CorporationTata Business Support ServicesTRF
Tata Johnson Controls AutomotiveTata CapitalVirgin Mobile India
Tata LimitedTata CeramicsVoltas
Tata MetaliksTata ChemicalsTata Motors
Tata Quality Management ServicesTata CoffeeTata Motors European Technical Centre
Tata Realty and InfrastructureTata CommunicationsTata Petrodyne
Tata RefractoriesTata Consultancy ServicesTata Pigments
Tata RyersonTata CumminsTata Power
Tata Financial ServicesTata Daewoo Commercial Vehicles CompanyTata Power Trading
Tata Housing Development CompanyTata ElxsiTata Precision Industries
Tata Industrial ServicesTata Ficosa Tata Projects
Tata Industries

Among these companies different sector wise fragmented below.

1 Services Sector
• The Indian Hotels Company
• THDC
• Tata-AIG General Insurance
• Tata-AIG Life Insurance
• Tata Asset Management
• Tata Economic Consultancy Services
• Tata Financial Services
• Tata Investment Corporation
• Tata Quality Management Services
• Tata Share Registry
• Tata Strategic Management Group (TSMG) is one of the largest consulting firms in South Asia.
• Tata Services
• Tata Johnson Controls
• TATA FICOSA AUTOMOTIVE LIMITED

2 Information systems and communications
• Computational Research Laboratories
• INCAT
• Nelco
• Nelito Systems
• SerWizSol
• Tata Consultancy Services Ltd. (TCS) is Asia's largest software company with 2006-07 revenues being over US$ 4.3 bn.
• Tata Elxsi is another Software and Industrial design company of the Tata stable. Based in Bangalore and Trivandrum. One of the leading companies in the animation industry of India.
• Tata Interactive Systems
• Tata Technologies Limited
• Tata Teleservices
• Tatanet
• Tata Communications, formerly VSNL, the Indian telecom giant, was acquired in 2002. Tata-owned VSNL acquired Teleglobe in 2006.

3 Energy
• Tata Power

4 Chemicals
• Rallis India
• Tata Pigments
• Tata Chemicals

5 Consumer Products
• Tata Ceramics
• Infiniti Retail
• Tata McGraw Hill Publishing Company
• Tata Tea Limited is the world's second largest manufacturer of packaged tea and tea products. It also owns the Tetley brand of tea sold primarily in Europe.
• Titan Industries manufacturers of Titan watches
• Trent (Westside)
• Tata Sky
• Tata Tea
• Tata International Ltd - Leather Products Division

6 Tata acquisitions and targets
• February 2000 - Tetley Tea Company, $407 million
• March 2004 - Daewoo Commercial Vehicle Company, $102 million
• August 2004 - NatSteel's Steel business, $292 million
• November 2004 - Tyco Global Network, $130 million
• July 2005 - Teleglobe International Holdings, $239 million
• October 2005 - Good Earth Corporation• December 2005 - Millennium Steel, Thailand, $167 million• December 2005 - Brunner Mond Chemicals Limited, $120 million
• June 2006 - Eight O'Clock Coffee, $220 million
• November 2006 - Ritz Carlton Boston, $170 million
• Jan 2007 - Corus Group, $12 billion
• March 2007 - Bumi Resources, $1.1 billion
• April 2007 - Campton Place Hotel, San Francisco, $60 million
• February 2008 - General Chemical Industrial Products, $1 billion
• March 2008 - Jaguar Cars and Land Rover, $2.3 billion
• March 2008 - Serviplem SA, Spain• April 2008 - Comoplesa Lebrero SA, Spain
• June 2008 - China Enterprise Communications.
• June 2008 - Neotel, South Africa.
• Close Brothers Group, $2.9 billion
• Orient Express Hotels, $2.5 billion
• January 2008 - T-Systems International (IT division of Deutsche Telekom)

7 Philanthropy and nation building
• Tata Institute of Fundamental Research
• Tata Institute of Social Sciences
• Indian Institute of Science
• National Centre for Performing Arts
• Tata Management Training Centre
• Tata Memorial Hospita
l• The JRD Tata Ecotechnology Centre

State Bank of India

State Bank of India (SBI) is public sector Banking organization. The Government of India is the biggest share holder in SBI Bank. SBI is the largest big among the entire bank in India. SBI bank is come at the second number in the counting of the Branch office, in all over the world.

Associate banks of SBI
• State Bank of Bikaner & Jaipur
• State Bank of Hyderabad
• State Bank of Indore
• State Bank of Mysore
• State Bank of Patiala
• State Bank of Saurashtra
• State Bank of Travancore

Subsidiaries and joint ventures of SBI
• Nepal State Bank Limited
• SBI Mauritius
• Indian Ocean International Bank (Mauritius)
• SBI Canada
• SBI California

SBI Group companies

• SBI Capital Markets Ltd
• SBI Mutual Fund (A Trust)
• SBI Factors and Commercial Services Ltd
• SBI DFHI Ltd
• SBI Cards and Payment Services Pvt Ltd
• SBI Life Insurance Co. Ltd - Bancassurance (Life Insurance)
• SBI Funds Management Pvt Ltd
• SBI Canada

The main activities of SBI are into -
• Personal Banking.
• NRI Services.
• Agriculture.
• International.
• Corporate.
• SME.
• Domestic Treasury.

SBI improves its rank in the fortune 500 as ranked 380 comparing with the last year rank 495. SBI was start focusing on the IT for the every branch like IP telephone network, ATM network, Internet Banking, Internal e-mail. SBI makes its asset base around 126billion $. SBI is present in around 32 countries, where they fulfill their international customer’s requirement. SBI often comes in the picture as guarantor of Indian Government. SBI has more than 10,000 branches and 4000 associate’s branches approximately. SBI bank is look for to expand its overseas operation by buying the foreign banks.

Indian Oil Corporation

Indian Oil Corporation is an Indian Public sector petroleum company. It is India’s largest commercial enterprise. The Indian Oil Corporation operates 10 refineries among the total 19 refinery in India with total capacity of refining approximately 60.2 million metric tons per year.
Revenue: $61.7 Billion
Net income: $ 1.96 billion
Refineries of Indian Oil Corporation

•Digboi Refinery
•Guwahati Refinery
•Barauni Refinery
•Gujarat Refinery
•Haldia Refinery
•Mathura Refinery
•Panipat Refinery

Group companies and joint ventures
•Indian Oil Technologies Ltd
•Indian Oil (Mauritius) Ltd.
•Lanka IOC PLC
•IOC Middle East FZE
•Chennai Petroleum Corporation Ltd.
•Bongaigoan Refinery and Petrochemicals Ltd.
•Green Gas Ltd.
•Indo Cat Pvt. Ltd.
•Oil India Ltd.
•Oil and Natural Gas Corporation

Products of Indian Oil Corporation
•Petrol,
•Diesel
•LPG
•Aviation turbine fuel
•Lubricants
•Naphtha
•Bitumen
•Paraffin
•Kerosene
•Xtra Premium branded petrol
•Xtra Mile high speed diesel
•Servo lubricants
•Indane LPG
•Autogas LPG
•Indian Oil Aviation

Indian Oil Corporation was started in 1959 as Indian Oil Company Ltd. The formation of Indian oil Corporation was done in the 1964. The market capitalization is 47% from Indian Oil Corporation and its subsidiaries for the petroleum product. Indian Oil Corporation is handled the widest fuel station around 17,606. Indian Oil is the top ranked Indian company in the prestigious Fortune Global 500 listing, the 116th position is in the 2008. Indian Oil Corporation is currently at 18th position in petroleum companies in the world and also it is at the first position among the National Oil Companies in the Asia-Pacific region in petroleum trading.

Reliance ADAG Group

Reliance Anil Dhirubhai Ambani Group is a group of companies headed by Anil Ambani. Main Reliance group is formed by the Dhiru Bhai Ambani after his death it is divided in between his two sons Mukesh Ambani and Anil Ambani. After that Reliance ADAG group is headed by the Anil Ambani.
List of the Company in the ADAG Group
•Reliance Entertainment
-Adlabs Films
-Adlabs Cinemas
-Big 92.7 FM
-Big Entertainment
-Big TV
-Big Music
-Zapak
-BigFlicks
-Bigadda
-Big Motion Pictures
-Big Animation (AniRights Infomedia)
-Jump Games (ParadoX Studios)
-Big Music & Home Entertainment
•Reliance Capital
-Reliance Capital
-Reliance Mutual Fund
-Reliance Life Insurance
-Reliance General Insurance
-Reliance Money
-Reliance Consumer Finance
•Reliance Communications
-Reliance Globalcom
-Reliance BPO
•Reliance Energy
•Reliance Power
•Reliance Health
•DA-IICT

Aditya Birla Group

The roots of Aditya Birla Group can be traced back to the 19th century when Seth Shiv Narayan Birla started trading in cotton in the town of Pilani, Rajasthan. Aditya Birla Group is a Multi National Corporation (MNC) and its in India, Mumbai based group operated in around 20 countries. Like Thailand, Australia, Egypt, Brazil, Italy, France, USA, Malaysia, Switzerland, Hungary, Canada, Luxemburg, Korea and China.Revenue: $24 billion.

Companies of Aditya Birla Group in India
• Hindalco
- Indian Aluminium Company Ltd
- Bihar Caustic and Chemicals Ltd
• Grasim
• Aditya Birla Nuvo
- Idea Cellular Ltd
- Birla Sun Life Insurance Co.Ltd
- Birla Sun Life Asset Management Company Ltd
- Birla Sun Life Distribution Company Ltd
- PSI Data Systems
- Aditya Birla Minacs Worldwide Limited
- Birla Global Finance Ltd
- Birla Insurance Advisory & Broking Services Ltd
- Madura Garments Life Style Retail Co. Ltd
- Peter England Fashions and Retail Ltd
- Madura Garments Exports Limited
• UltraTech Cement
• Aditya Birla Retail Limited
• Tanfac Industries Ltd.
• Essel Mining & Industries Ltd

Reliance Industries

Reliance industry is formed by late & legendry industrialist Dhiru Bhai Ambani. Reliance industry is one of the big empires in the private sector. In the march 2008 it’s come in the private sector fortune global 500 companies, and ranked at 206th position.

Revenue: $35.9 billion (2008)
Net income: $ 4.85 billion (2007)

Major underlings & Consociates
• Reliance Petroleum
• Ranger Farms Limited
• Retail Concepts and Services (India) Private Limited
• Reliance Retail
• Reliance Global Management Services (P) Limited

Products of Reliance:
• Petroleum products
• Petrochemicals
• Garments
• Reliance Retail
- Reliance Fresh
- Reliance Footprint
- Reliance Time out
- Reliance digital
- Reliance Wellness
- Reliance Jewel

• Reliance Fresh

• Delight Reliance Retail
• NOVA Chemicals

Reliance Industry Ltd is headed by the son of the Dhiru Bhai, Mukesh Ambani. Reliance industry Ltd. emerged as second largest company from India. Reliance Industry Ltd. was the only Indian private sector company to be listed in the Top-500 companies in the world. In its press release it declares as Reliance Industries Limited (RIL) is India’s largest private sector company on all major financial parameters with a turnover of Rs. 1,39,269 crore (US$ 34.71 billion), cash profit of Rs. 25,205 crore (US$ 6.3 billion), net profit (excluding exceptional income) of Rs. 15,261 crore (US$ 3.8 billion) and net worth of Rs. 81,449 crore (US$ 20.3 billion) as of March 31, 2008.. RIL ranks amongst the ‘Worlds 25 Most Innovative Companies’ as per a list compiled by the US financial publication-Business Week in collaboration with the Boston Consulting Group.

Lehman Brother , and its effect to India

Lehman brother Holdings Inc. founded in 1850. It is a global financial service firm. It is participating in the investment banking, equity, research, investment management, trading, private equity, and private banking. It is among the top 5 financial firm in the USA. It is primarily dealer of treasury market in US.

Lehman brother has recorded a loss of 50 crore in India is about 10 per cent of its Holding.
They have sold 400Cr equity in august.

Portfolio of Lehman brother
>Amtek Auto
>Amtek India
>Anant Raj Inds.
>Ansal Housing
>Asian Electronic
>Aztecsoft
>Champagne Indage
>Consolidated Con
>Cranes Software
>Develop.Cr.Bank
>Dhampur Sugar
>Edelweiss Cap
>Emkay Global
>Era Infra
>Fedders Lloyd
>Genus Power
>Geometric Ltd
>Godawari Power and ispat
>Golden Tobacco
>Gremach Infra
>IFCI
>Indo Asian
>IOL Netcom
>IVRCL Infrastruce
>Kalpana Inds.
>Karuturi Global
>KPIT Cummins Info
>Logix Microsys.
>Lumax Inds.
>Madras Cement
>Mangalore Chem.
>Mastek
>Nava Bharat Ventured
>Northgate Technologies
>Orbit Corporation
>Pioneer Embroideries
>Prajay Enggineering
>Prithvi Info
>PSL
>Rolta India
>S Kumars Nation
>Spice Communication
>Spice Mobiles
>Triveni Engg Ind
>Tulip Telecom
>Vijay Shanthi Builders
>Voltamp Transformers
>West Coast Paper

Stock Tips for Indian stock market

As Far as available information HCC will get benefit from nuclear deal.

Person can buy HCC at current level(90-100) and upside target is 150rs/- in short term.

Rcom is another good stock. will give 40% return in next quarter.

6.3 millionn GSM users in Aug in India

Hi Readers,
As per available information,India added 6.3 milion more gsm users in August 2008.India is world's 2nd biggest Market in Telecommunicaiton and wireless services.India had about 225 million GSM users.Vodafone had near about 52.8 million users at the end of august.Bsnl plunges user tally to 36million.
Market leader bharti's Subscribers are now 74.28.
Nations 2nd largest player Rcom is excluded in figure as it provides services in CDMA.Rcom has 52.5 market at the end of july.

What is SIP? What are the benefits of SIP?

SIP Stands for systematic investment plan.where you invest in regular interval.

You have to put amount every month for an investment.It allow your plan to make periodic investment rather then one time investment.It helps to bear the market volatility.
And helps to overcome the fear of investing in wrong time.

And also it may possible that you may not able to invest large amount at one time .
Suppose you want to invest 50000 Rs/- but you are not in the position where you can invest it at one time. but you can afford it in 5000/- installment.
So, SIP will help you to manage systematic investment.

Also best thing is that SIP will help us to make habit of savings :)

Sip's help us to grab small investors who merely able to invest 500 Rs/- per month.
You can invest in that kind of small investment which can be a good investment in long term.

What is EPS (Earning per Share) ?What is PE?

Eps stands for Earning Per Share.

EPS= Net Profit / Number of Shares in Issue.

Means Profit for a single ordinary share of particular company.

The EPS is profits (after tax and everything else) divided by the number of shares in issue. It is the amount of the company’s profits that belong to a single ordinary share. Companies are required to publish the statutory (also called “basic”) EPS but there are a number of adjusted EPS numbers which can be more useful to analysts


What is PE?What we can determined by PE ration of company's Share?

PE=Share Price/EPS

It is abbreviated form of The price/earnings ratio,

More often if PE ratio is low ,it indicate investors has less interest of lack of confidence on company or Market may have ignored or overlooked that stock.

Good Investors mostly accumulate fundamental stocks at very low PE, The buy these kind of stack before market discover them.

High PE mostly indicate market has put confidence on this stock.Investor might have foreseen a good future for the stock.

In Valuation ratio PE ratio is most exorbitantly used & also it is very simple to calculate then others.

What is bonus share?

You often think that why company gives bonus shares and what is bonus shares?
Lets have cognition about it.

Bonus shares are issued to existing share holders.It does not affect companies working or performance.

Bonus shares will have following effects

Liquidity of shares will rise.
Book value of share will decrease & Earning Per Share will too.
Usually market will react positively on bonus issues.

Bonus share is sign of good fundamentals of company.
It tells company has outperformed in recent past.

At the time of bonus Issue announced company also announce record date for the issue.

Record Date mean share holders must hold the share at the record date specified by company.Bonus counts on the number share holding on that particular record date.

What is Rigt Issue?

Right issues means company offers its own shareholder at pro rata.Mostly its with a usually discount rate.

That means company tell its stack holder to subscribe for more shares .Company offer right issue with a discount rates from market price. A right issue is basically on a ratio basis ..like 1 share on 2 holding share.

When company need to raise additional capital it offers right issues.Company ask for its existing stockholders who has put on faith on company...

If you are long term investor you should subscribe for right issue for fundamentally good companies.

What is an IPO?

IPO -Means.
Initial public offering .It comes when company issues common stock or shares to the public for the first time.

Companies which are small are often come with IPO,They use this capital to expand their business.But Some time big companies also come in IPO for expanding their business.

Number of share and price band of the share are decided by the company that is issuing the Initial Public Offering (IPO) . you can find all information from companies red herring prospectus

Institutional investors mostly subscribe to IPO's , but some shares are also allocated to the retail investors.

In Last couple of years IPO's are able to give good healthy return in indian market.
Although before going for subscribing to any IPO , Investor must perform research for companies background,it's fundamental, & order book.

Why should I Invest ? What is an Investment?

you often thinking about this questions why should i invest ? Where should I invest?
What is an investment?

Investing is the best way & first step to make your future safe & secure.

Income does not mean only to get money for your service.Investing is also healthy way to generate income. rich know this and the poor don’t. It’s as simple as that.
Money Kept in Savings will not yield more then 10% return.Money invested in Mutual fund will more often gives return near about 15%.

There is always risk when you put out your money from your vault or pocket :).
Proper research & You can minimize this risk.Gradually after you get experience in research and get educated whats are the cues affecting the global economy..you will be able to tap market & yield greater returns .
You will even be able to get profit form volatile or fluctuating market after clearing few fundamentals..

Diversification is most duckie word of fund managers.It means you should invest in a range of different companies from various sectors, while also having some investments in bonds & mutual funds.Mutual funds are preferred when you want moderate return & you dont have time to watch on market news regularly. It gives you diversification, and also has a professional taking care of the research for your portfolio.

There are many other options also available to answer your question of where should I invest?

Such as Real Estate -Investing in property is best way to deal with the high and volatile inflation of economy.
If you invest in a good property sites then it will definitely yield high returns in a long term period.

In now days when gold prices are also on rocket high...now investors have shown vast interest in Gold and silver.

Investing gold and silver will also help you to deal with the inflation rate and make your investment balanced in risk as well as in term of return.

We will help you to nurture your financial knowledge...in more post.......

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We will help you to know Indian as well as global financial cue to nurture your financial position.